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Every year, more than 10,000 organizations from over 60 countries partner Great Place to Work® Institute for assessment, benchmarking and planning actions to strengthen their workplace culture. Great Place to Work® Certification Program is the first step for an organization in its journey to build a High-Trust, High-Performance Culture™ and Fedfina has achieved that milestone. Getting the GPTW Certification is a testimony to the combined efforts of each one in making Fedfina a Great Place to Work.


Empowering emerging India with easy access to credit


Are values are important to us that gives us strenght to keep moving.
We are clear about our goals We are passionate, committed & accountable towards these goals And thus we Generate Superior Results

Execution Excellence

We collaborate, communicate, trust and respect each other We build lasting relationships & recognize contributions of one and all Hence creating a positive & inspiring atmosphere

People Focus

We are trusted partners, credible and honest in our work We fulfill all our promises in the most ethical and compliant manner


We work heartily to earn and keep our Customers Trust We provide a delightful experience to our customers at all stages And thus aim to be the Preferred Choice of our Customers

Customer Centric

Our growth journey

This is how we are moving ahead with time.

Board of directors

Meet our dedicated set of people who are responsible for our success
    MD & CEO
  • Gauri Rushabh Shah
  • Maninder Singh Juneja
  • Sumit Kakkar

Anil Kothuri joined Fedfina in August, 2018 as MD & CEO. He has over twenty five years of experience across various asset businesses including Mortgage, SME Financing, Auto Loans, Share Finance and Unsecured Lending. Prior to joining Fedfina he was the head of the Retail Lending business of the Edelweiss Group. He has also worked in Citibank where he led key assignments across functions in Audit, Operations, Sales, Product Management and Marketing. He is an MBA graduate from the Indian Institute of Management, Ahmedabad and a Computer Engineer from Andhra University.


Balakrishnan Krishnamurthy joined Fedfina as Chairman and Independent Director since September, 2019. He has over 30 years of professional experience, of which around 25 years have been in the Financial Services business in India, providing strategic and financial advice to a variety of Indian and Multinational Corporations, Financial Sponsors and private business families. He is a qualified Chartered Accountant and Company Secretary. Currently, he is the Chairman of Kriscore Financial Advisors Pvt. Ltd. & also an Independent Director of The Federal Bank Ltd. With excellent client relationships and domain knowledge, he was instrumental in originating and leading execution of most of these transactions. During his tenure with Lazard, he worked on advisory assignments with a variety of large Indian and multinational clients. He also served as Head of Corporate Finance and Advisory for HSBC Investment Bank and was responsible for the corporate finance and advisory business of HSBC Investment Banking in India. He has also worked with Infrastructure Leasing & Financial Services Ltd, Mumbai, and led teams both on advisory and financing assignments.


Shyam Srinivasan has joined Fedfina as Non-Executive Promoter Director of the Company since March 2011. He joined the Federal Bank as the Managing Director & CEO with effect from 23rd September 2010 after having worked with leading multinational banks in India and overseas across Middle East, India and South East Asia, where he has gained significant experience in retail lending, wealth management and SME banking. Before joining Federal Bank, Shyam Srinivasan was with Standard Chartered Bank, the largest foreign bank in India, where he was responsible for strategy, development and management of the Bank's Consumer Banking Business spread across a large network of branches in India employing over 6,000 people. Prior to that, he was Country Head of Standard Chartered Bank's Consumer franchise in Malaysia where he focused on broad-basing the revenue streams and delivered significant increase in profitability while developing a strong team of local professionals. Shri. Shyam Srinivasan is an alumnus of the Indian Institute of Management, Kolkata and Regional Engineering College, Tiruchirapally. He has completed a Leadership Development Program from the London Business School and has served on the Global Executive Forum (the top 100 executives) of Standard Chartered Bank from 2004 to 2010.

Gauri Rushabh Shah

Gauri Rushabh Shah has joined Fedfina as an Independent Director of the Company since February 2015. She is a Chartered Accountant with over 10 years of experience in Tax, Financial, Business Advisory and Estates & Succession Planning Services. She was worked with Deloitte Haskins & Sells for five years.

Maninder Singh Juneja

Maninder Singh Juneja joined Fedfina as Nominee Director (Nominee of True North Fund VI LLP) since December, 2018. A thought Leader in Banking Industry with experience in setting independently retail asset, deposits, transaction banking franchise and now chartering the banks digital journey. Influential in policy circles through board position on CIBIL (credit bureau of India Ltd) and NPCI (National Payment Council of India). Personal Leadership philosophy is led by example and at ease with Strategizing decisions and nitty-gritty of execution. He has over 25 years of hands on experience in strategizing, planning and setting up Branch franchise and managing top line and P&L of retail banks across Assets, deposit, Wealth Management, Small Business loans, NRI Segment, Credit, Policy, Business Intelligence, Digital Channels, collections and Fraud control, Strong business development professional skilled in Negotiation, Interest Rates, Management, Management Information Systems (MIS), and Business Process Outsourcing (BPO). Presently a Partner with True North Managers LLP, role involves Identify, Acquire and Lead one or more Financial Services Businesses as CEO/Managing Director. The objective is to create a large and one of the most admired, new age tech centric financial services business.

Sumit Kakkar

Sumit Kakkar joined Fedfina as Nominee Director (The Federal Bank Ltd.) since March, 2019.

He is a BE in Mechanical and Master of Finance and control. He is also a Chief Credit Officer of Federal Bank. He has been the Group President and Chief Credit Officer of other institutions overseeing Corporate, Institutional and Commercial Banking.

He has a total Work Experience of more than 20 Years as a seasoned credit specialist who has donned various senior level roles in leading organizations.


Anil Kothuri joined Fedfina in August, 2018 as MD & CEO. He has over twenty five years of experience across various asset businesses including Mortgage, SME Financing, Auto Loans, Share Finance and Unsecured Lending. Prior to joining Fedfina he was the head of the Retail Lending business of the Edelweiss Group. He has also worked in Citibank where he led key assignments across functions in Audit, Operations, Sales, Product Management and Marketing. He is an MBA graduate from the Indian Institute of Management, Ahmedabad and a Computer Engineer from Andhra University.


Shardul Kadam is President- Chief Operating Officer (COO) with Fedbank Financial Services Ltd. (Fedfina). He is a Chartered Accountant with bright academics and has completed his graduation from Narsee Monjee College of Commerce & Economics - Mumbai. He brings in more than 20 years of experience in consumer & structured finance and has held leadership positions in Business development, Strategy, Risk Management, Underwriting, Recovery & litigation. He joined Fedfina in April 2011 to head its Credit & Risk Management functions and was a part of the core management team. He has been instrumental in putting the company on a growth trajectory by introducing various product lines and setting a robust distribution franchise, to quickly extend foot-print in multiple geographies. Prior to Fedfina, he has held leadership positions in ICICI Bank Ltd. for credit underwriting of secured and unsecured loans and litigation management. During his stint with ICICI Bank, he was instrumental in heading various process re-engineering initiatives for productivity, which brought in significant operational efficiencies and savings for the Bank. Prior to ICICI Bank, he has been a part of the financial analytics & research team with CMIE, conducting detailed corporate and industry wide research.


Sudeep is a Chartered Accountant and has 10 years of Professional experience across various fields in Finance. He has worked with the Tata Group for more than 8 years in the Financing business. During his stint with the Tata Group, he was a part of the core team in various new business initiatives and business & financial restructuring & Business Valuation projects. He was also a part of the core team for raising acquisition funding of more than Rs. 5000 Crore within a short span of time. He has held leadership roles in various finance fields with the Tata Group. His last assignment with the Tata Group before joining FEDFINA was as Head – Business Planning with the newly formed Financing arm, Tata Motors Finance Solutions with asset size of more than Rs. 6000 Crore where he was instrumental in setting up the team and driving Automation & Process improvements.


Jagadeesh is a Commerce Graduate and carries 14+ years of experience in financial services spanning across domains such as Micro Finance, Gold Loans, Car Loans, Commercial Vehicle Loans, MSME loans and Two Wheeler Loans. He has proven expertise in successfully building business dynamics, designing products and setting up distribution networks to implementing Sales strategies. He has designed and implemented Micro Finance Products, strategic Retail Gold Loan variants, MSE focused products etc in various Organizations. He has also gained management expertise from his prior roles as The Chief Executive Officer of NBFC - Indel Money & prior to that in AFC - SML Finance. His experience also includes roles like National Sales Head for Gold Loans in ING Vysya Bank, The Head of Microfinance in Muthoot Pappachan Group & Associate Vice-President of Gold Loans in Muthoot Fincorp.


Ram has an experience spanning over 24 years in retail assets with specialisation in Unsecured Loans. In his prior stint, he was the National Sales Manager for Consumer Durables and Business Loans with HDFC Bank where he was instrumental in building an unsecured book of around 5000 cr. Besides, he created a record book of 300+ cr in LAP and 150+ cr of unsecured at IDFC Bank Limited, in the very first year of product launch while managing South & East zones. He is a Commerce graduate from Madras University.


Shekaar has more than 12 years of experience in the Real Estate & Infrastructure sector. He has worked across the spectrum of Real Estate Fixed Income Lending, Private Equity investments and Investment Banking in the country. Prior to joining Fedbank, he setup and spearheaded the Origination & Syndication platform of Altico Capital which is the NBFC arm of Clearwater Capital Partners – An Asia focused Private Equity & Credit Investment firm. Mr. Subramanian brings with him a rich and diverse experience of undertaking principal investing transactions, managing Real Estate investments and Fixed Income lending across the country. Mr. Subramanian completed his MBA in International Management from the Fisher Graduate School of International Business, Middlebury Institute of International Studies at Monterey, California USA.


Anila is an MBA with over 20 years of strong experience in setting up organisations from scratch, ramping up organisations, managing change and building high performing teams. Her recent assignment was with Fino Payment Bank Ltd, where she was spearheading HR initiatives as Head HR for an employee strength of around 6000. Anila’s prior stint includes CIMB Securities India Pvt. Ltd., HDFC Securities,HDFC Bank and Kotak Bank, where she has worked in various capacities driving Talent Development programs, designing and implementing Performance Management frameworks and strong HR practices. Her significant accolades includes Young HR Professional of the Year 2007 – 2008 - Asia Pacific and Top 101 HR Minds of India.

Chief Digital Officer

Shiva led the products from conceptualization, design, development through launch and marketing by employing effective Project Management principles. He possesses an in depth experience of translating complex customer needs into requirements to deliver features that provide competitive differentiation to the product. Shiva's past professional experiences also include money control, hertshten group & Oracle. His core strengths are working closely with business groups to conceptualize and clearly articulate the need, strong analytical skills, product management, creative thinking and a “can-do” attitude. He is a Graduate of IIM Indore and NITK Suratkal.


Kunnath Sureshkumar has more than two decades of experience in financial sector and has been part of the Senior management at HDFC Bank, India Bulls, Reliance Home Finance & IDFC First Bank. He was instrumental in setting up the Home Loan and Lap business for IDFC Bank and had scaled it to USD 0.50 billion over 3 years. Suresh was part of the Retail loans start up team of HDFC Bank launching various business verticals i.e., Car loans, Personal loans, Business Banking & Mortgages during his 8 years stint at the Bank. He was instrumental in scaling up the Home finance business to 1.39 billion US $ over 7 years in Reliance Home Finance. A post graduate by qualification, he has vast experience in the Retail lending space having handled almost all product lines in his 25 yrs of stint in the financial sector.


Vikas has 19+ years with the Retail finance industry spanning across Housing Finance, Microfinance and Affordable Mortgages. He has spent more than a decade with HDFC Limited in Credit and Business roles across geographies. He has also held the CFO position for Chennai based Microfinance Company-Pudhuaru Financial Services which is the NBFC MFI for IFMR Rural Channels and Services, Chennai. Vikas has helped build the Affordable Housing Finance business for Edelweiss group as its Business Head in his last stint. He also had a brief stint with Goldman Sachs as a VP in Equities and FI Trade Risk Management in Bangalore. Vikas is an MBA from University Business School, Panjab University, Chandigarh and has also graduated from IIM Ahmedabad 1 year MBA PGPX Program.

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