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Commercial Property Purchase Loan

LOAN TERM: The maximum term of your loan can be up to 15 years.
Our Commercial Property Purchase Loan facility enables you to purchase properties such as office spaces, shops, clinics and other business establishments.

Maximum loan
tenure of 15 years

Loan to
self-employed and salaried

Quick
Processing

Loan For
All Requirement

Faster
Disbursement

High Loan
To Value

Eligibility and Acceptable Collaterals

The following are the Eligibility criteria for Self Employed & Salaried
    • You should be a self-employed individual with a regular source of income.
    • You should be a resident of India.
    Primary collateral will consist of immovable properties, such as:

    Residential Flat

    Residential Bunglow

    • You should be a salaried employee in an MNC, a private company or the public sector.
    • You should be a resident of India.

LAP Calculator

Calculate your LAP plan in three simple steps
Loan Amount     Rs.
Interest rate     %
Loan Tenure     Years

284

APPLY NOW
Interest Amount
26,147
Principal Amt
25,000

Total Payable Amt
51,147

Note: Calculators are only for representative purpose only

GET LAP IN THREE STEPS

SIMPLE STEPS TO EASE YOUR WORRIES

Request for a loan

Get documents verified

Get money in account

DOCUMENTS REQUIRED

Ready to get going with these simple documentation process
    • KYC Documents of proprietor and co-applicants
    • Shop and establishment certificate/VAT/Sales Tax Registration Certificate
    • PAN Card
    • Last 2 years financials with audit report
    • Last 6 months Bank statement of all bank accounts
    • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
    • Property Documents

    Note: *While the document list given here is comprehensive, we may require additional documents to process your application.

    • KYC Documents of applicant and co-applicants
    • Salary slip for the last 3 months / Salary Certificate
    • Latest Form – 16
    • PAN Card
    • Copy of all bank pass books / bank statements for the past 3 months including front page
    • Property Documents

    Note: *While the document list given here is comprehensive, we may require additional documents to process your application.

    • Registered partnership deed
    • KYC of partners
    • PAN Card of firm and partners
    • Shop and establishment / VAT/ Sales Tax Registration Certificate
    • Last 2 years financials with audit report
    • Last 6 months Bank statement of all bank accounts
    • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
    • Property Documents

    Note: *While the document list given here is comprehensive, we may require additional documents to process your application.

    • Memorandum of Association(MOA) / Articles of Association(AOA)
    • Latest shareholding pattern
    • KYC of Directors
    • PAN Card of the entity and Directors
    • Last 2 years financials with audit report
    • Last 6 months Bank statement of all bank accounts
    • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
    • Property Documents

    Note: *While the document list given here is comprehensive, we may require additional documents to process your application.

    • Memorandum of Association(MOA) / Articles of Association(AOA)
    • Latest shareholding pattern
    • KYC of Directors
    • PAN Card of the Company and Directors
    • Last 2 years financials with audit report
    • Last 6 months Bank statement of all bank accounts
    • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
    • Property Documents
    • Declaration that borrower, Company or any of its Directors have not been debarred / blacklisted / penalized by any Stock Exchanges / SEBI/ RBI. Declaration that the proposed borrowing is within the limits prescribed u/s 293(1)(d) of the Companies Act, 1956.

    Note: *While the document list given here is comprehensive, we may require additional documents to process your application.

learnings on the loan industry

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What is Home Loan/Mortgage Loan Insurance? Home Loan/Mortgage Loan insurance is a plan that covers a borrower’s outstanding loan liability to hedge the risk of loss in case he/she dies during the loan repayment term. These policies offer a cover that reduces every year as the loan amount comes down. In the event of the death of the borrower during the tenure, the insurance company will settle the outstanding loan with the bank. A home loan insurance policy could lapse upon the full repayment of the loan or after the demise of the borrower or on the transfer of the loan to another bank. The insurance premium broadly depends on four conditions Age:  The lower the age, the lower the premium Amount:  The lower the loan amount, the low... Read More
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FAQ's

Get your Loan Against Property doubts be cleared

  • What is the maximum loan tenor Ican avail?

    Yes you can repay the loan prior to due date. Please refer the schedule of applicable charges, if any, for further details.

    Are we helpful?
    Thank you for your appreciation
  • Can I repay the loan prior to due date?

    Maximum funding is based on various aspects including property type and usage. Will recommend you should get in touch with our relationship officer for further details

    Are we helpful?
    Thank you for your appreciation

“Listen to our customers”, what they liked

  • Sita

    House wife, Poorna Market

    I had always benefited by opting gold loan from Fedbank; there are different interest rates for loan amounts and staffs are helpful in counseling the right scheme that will benefit always beneficial. I had...

    Read more
  • Anil Bagade

    From Katraj

    I had transferred my gold loans kept at higher rate of interest to Fedbank when I came to know about their loan transfer facility at lower interest rate. I am happy with Fedbank service and associated with...

    Read more
  • Hassan

    Fruit Shop Owner

    The custom built schemes and lower rate of interest has made me opt for Fedbank gold loans .The staffs quick service and convenience is great when compared to other gold loan companies  I am very happy th...

    Read more
  • Rangaraj Thangavelu

    MD, Madhampatty Thangavelu Hospitality (P) Ltd, Coimbatore

    We are delighted to inform you that we are extremely happy with your services on processing 30 lacs Business Loan at Fedbank in December 2019. It has been quite some time that we have been dealing with you...

    Read more
  • Santhosh Murugesan

    Chairman, Soundarya Group, Chennai

    Fedbank enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Fedfbank staff was priceless. Thank you Fedbank for havi...

    Read more
Sita

House wife, Poorna Market

I had always benefited by opting gold loan from Fedbank; there are different interest rates for loan amounts and staffs are helpful in counseling the right scheme that will benefit always beneficial. I had always received the maximum value for my gold . I am very happy with the staffs which made me to refer Fedbank to other customers.

Anil Bagade

From Katraj

I had transferred my gold loans kept at higher rate of interest to Fedbank when I came to know about their loan transfer facility at lower interest rate. I am happy with Fedbank service and associated with them for that last 5 months.

Hassan

Fruit Shop Owner

The custom built schemes and lower rate of interest has made me opt for Fedbank gold loans .The staffs quick service and convenience is great when compared to other gold loan companies  I am very happy that Fedbank gold loans presence in Hassan region.

Rangaraj Thangavelu

MD, Madhampatty Thangavelu Hospitality (P) Ltd, Coimbatore

We are delighted to inform you that we are extremely happy with your services on processing 30 lacs Business Loan at Fedbank in December 2019. It has been quite some time that we have been dealing with you and your work culture and professional ethics represent some of the best business in the industry. We value your sincerity, honesty and promptness in problem solving solutions. We definitely wish to continue this association in the long run. 

Santhosh Murugesan

Chairman, Soundarya Group, Chennai

Fedbank enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Fedfbank staff was priceless. Thank you Fedbank for having the faith in us to get us going!

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